Insurance Basics

The County pays a flat rate toward the plan premium for health insurance. In 2023, the contributions will be: up to $960 for Employee Only; up to $1,512 for 2-Party; and up to $1,959 for Family Coverage. Insurance benefits are offered on an all-or-nothing basis and employees may elect to participate or not participate, but may not elect to participate in one and not another insurance program.

Medical Insurance

Yuba County offers a variety of medical plans through CalPERS. All employees are eligible for PERS Platinum and PERS GOLD coverage, which are administered by Blue Cross. PORAC coverage is only available to members of PORAC. Blue Shield, Kaiser, Western Health Advantage, United Health Care, Health Net SmartCare, and Anthem Select and Traditional HMO coverage is determined through zip code eligibility. To check your zip code eligibility please visit CalPERS.  

Please open PDF's in Adobe Reader.

• Health Program Guide
• 2023 Health Benefit Plan Summary
• Medicare Enrollment Guide
• OptumRX
• 2023 Health Plan Payroll Authorization Form
• 2023 Health/Dental/Vision Rates
• Health Plan Coverage Waiver Form
• CalPERS HBD-12 Health Enrollment Form
• Benefit Contact Sheet

• 2023 Anthem Select HMO Summary of Benefits
• 2023 Anthem Traditional HMO Summary of Benefits
• 2023 Blue Shield HMO Summary of Benefits
• 2023 Blue Shield TRIO Summary of Benefits
• 2023 Health Net SmartCare Summary of Benefits
• 2023 Kaiser HMO Summary of Benefits
• 2023 PERS Platinum PPO Summary of Benefits
• 2023 PERS Gold PPO Summary of Benefits
• 2023 PORAC Summary of Benefits
• 2023 United Health Care Summary of Benefits
• 2023 Western Health Advantage Summary of Benefits

For further information on the exact specifics of what is covered in a plan and at what amounts please refer to the Evidence of Coverage for your plan.

• 2023 Anthem Select HMO Evidence of Coverage
  
• 2023 Anthem Traditional HMO Evidence of Coverage
  
• 2023 Blue Shield HMO Evidence of Coverage
• 2023 Blue Shield TRIO Evidence of Coverage
• 2023 Health Net SmartCare Evidence of Coverage
• 2023 Kaiser Evidence of Coverage
• 2023 PERS Platinum Evidence of Coverage
• 2023 PERS GOLD Evidence of Coverage
• 2023 PORAC Evidence of Coverage
• 2023 United Health Care Evidence of Coverage
• 2023 Western Health Advantage Evidence of Coverage